Website Terms of Service

Welcome to the website of the Nova Scotia Firefighters Benevolent Fund (“NSFBF,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website located at www.nsfbf.com (the “Site”).

By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Site.

1. Our Mission and Services

The NSFBF is a non-profit organization dedicated to providing financial assistance to active Nova Scotia firefighters and their immediate families during times of acute crisis. Our services include three primary assistance programs:

• Immediate Need: Support for urgent, short-term situations.
• Ongoing Need: Support for extended recovery or support periods.
• Extraordinary Need: Support for exceptional or unique circumstances.

The information provided on this Site is for informational purposes regarding our programs and mission.

2. Eligibility for Assistance

The assistance programs described on this Site are strictly limited to active Nova Scotia firefighters and their immediate families who are experiencing acute financial hardship due to crisis situations (such as sudden illness or injury). Application for assistance through the Site does not guarantee approval. All grants are subject to the discretion of our volunteer Board of Directors and the availability of funds.

3. Donations and Payments

We rely on the generosity of the public and local businesses to fund our programs.

• Donations: When you donate via our Site (e.g., through PayPal), you agree to provide accurate and complete information.
• Tax Receipts: As a non-profit organization, we will issue tax receipts where applicable in accordance with Canadian law.
• Refunds: Donations are generally non-refundable. If you believe an error has been made in your donation, please contact us immediately.
• Use of Funds: While we strive to honor the intent of donors, all donations are considered unrestricted unless otherwise agreed upon in writing, allowing us to direct funds to the areas of greatest need within our mission.

4. Intellectual Property Rights

Unless otherwise stated, all content on this Site, including text, graphics, logos, images, and the arrangement thereof, is the property of the Nova Scotia Firefighters Benevolent Fund and is protected by copyright and trademark laws. You may view and print portions of the Site for your own personal, non-commercial use, provided that you do not modify or delete any copyright or proprietary notices.

5. Prohibited Conduct

By using the Site, you agree not to:

• Use the Site for any unlawful purpose.
• Attempt to interfere with the proper functioning of the Site.
• Use any automated system (bots, spiders) to access the Site without our express permission.
• Submit false or misleading information in assistance applications or donation forms.
• Impersonate any person or entity, including NSFBF volunteers or board members.

6. Disclaimer of Warranties

The Site and its content are provided on an "as-is" and "as-available" basis. While we are firefighters helping firefighters, we are not financial advisors, legal professionals, or medical experts. The information on this Site should not be construed as professional advice. To the fullest extent permitted by law, NSFBF disclaims all warranties, express or implied, regarding the accuracy, reliability, or completeness of the Site content.

7. Limitation of Liability

The Nova Scotia Firefighters Benevolent Fund, its directors, officers, and volunteers shall not be liable for any damages arising out of your use of, or inability to use, the Site. This includes, but is not limited to, direct, indirect, incidental, or consequential damages, even if we have been advised of the possibility of such damages.

8. External Links

Our Site may contain links to third-party websites (such as PayPal for processing donations). We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites.

9. Indemnification

You agree to indemnify and hold harmless the NSFBF and its volunteers from and against any claims, liabilities, damages, or expenses arising out of your breach of these Terms or your use of the Site.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Nova Scotia and the federal laws of Canada applicable therein. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts in Nova Scotia.

11. Changes to Terms

We may update these Terms from time to time to reflect changes in our practices or for legal reasons. The "Effective Date" at the top of this page will indicate when the last changes were made. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

12. Contact us

If you have any questions about these Terms, please contact us at: